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Eligibility

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You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I live, work, worship, volunteer, or attend school in Rockland County, NY.

Please indicate relationship:

I live, work, worship, volunteer, or attend school in Bergen County, NJ.

Please indicate relationship:

I am a New York State Employee and work within the five New York City boroughs. Please indicate borough.

I am an immediate family member of an existing member. Please indicate relationship

I am a member of Local 1212 IBEW AFL-CIO NYC

I am an employee of USA Networks in NYC

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Available Products

Checking Money Market Savings

Basic Checking

Looking for a basic checking account? Our Basic Checking is easy to use.

Rewards Checking

Earn monthly ATM refunds when qualifying account activities are performed.

Youth Checking

Youth Checking account available to members aged 13-21. All Youth Checking accounts eligible for debit card, minors under age 18 must have a joint owner.

Money Market

A money market account typically earns a higher yield than savings or checking, yet offers many of the same conveniences of each. Our money market account is structured in tiers that provide room for growth. Dividend earnings increase with each level. Investments start at $2,500. Money market accounts are easily accessible and secure.

Max APY: 0.30% Min Deposit: $2,500.00

Share Savings

This is the initial account you open to become a member. An initial deposit of $5.00 is all you will need to give you access to all of our products and services.

APY: 0.04% Min Deposit: $5.00

High-Yield Savings

Earn higher yields with a High-Yield Savings account. Minimum balance requirements and withdrawal restrictions apply.

Max APY: 3.50% Min Deposit: $500.00

Youth Savings

The Palisades Credit Union Young Adult account helps them save for their future and manage their money. For members up to age 21.

Max APY: 1.50% Min Deposit: $0.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$2,500.00	$2,500.00	N/A
.	0.10%	0.10%	$10,000.00	$10,000.00	N/A
.	0.15%	0.15%	$25,000.00	$25,000.00	N/A
.	0.20%	0.20%	$50,000.00	$50,000.00	N/A
.	0.25%	0.25%	$100,000.00	$100,000.00	N/A
.	0.30%	0.30%	$250,000.00	$250,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.04%	0.04%	$500.00	N/A
.	1.98%	2.00%	$10,000.00	N/A
.	3.44%	3.50%	$150,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.04%	0.04%	$2,000.01	$0.00	N/A
.	1.50%	1.50%	N/A	$0.00	N/A

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Description

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

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Mailing Address

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Address

Zip

City

State

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Date:

Do you have any beneficiaries?

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Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

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Recommendation for best recognition:

* Use a dark background

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* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

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About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

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Tell us about your beneficiaries

Add an additional beneficiary

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

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School Affiliation:

Please list Members Full Name or Account #.*

Social Media Platform:*

Will more than 3 wires be transacted in a calendar year?*

Will this account be associated with an address outside of the U.S?*

Is any person on the account a politically exposed person?*

Would you like to set up direct deposit to your account?*

How should we contact you?*

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Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

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Fund via Credit Card

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Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

Other Products

One-Time Passcode

Document Verification

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New Membership

Application Cancelled

Funding

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Fund via Credit Card

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Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

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One-Time Passcode

Authentication Questions

Document Verification

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