Eligibility

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Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I live, work, worship, volunteer, or attend school in Rockland County, NY.

Please indicate relationship:

I live, work, worship, volunteer, or attend school in Bergen County, NJ.

Please indicate relationship:

I am a New York State Employee and work within the five New York City boroughs. Please indicate borough.

I am an immediate family member of an existing member. Please indicate relationship

.

I am a member of Local 1212 IBEW AFL-CIO NYC

I am an employee of USA Networks in NYC

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Available Products

Checking Money Market Savings Certificate Account

Basic Checking

Looking for a basic checking account? Our Basic Checking is easy to use.

High Yield Checking

High Yield checking is a free checking account that earns dividends, if monthly qualifications are met.

Max APY: 3.00% Min Deposit: $25.00 Max Deposit: $10,000.00

Cashback Rewards Checking

Cashback Rewards checking is a free checking account that helps you earn cashback rewards on debit card purchases, if monthly qualifications are met.

Money Market

A money market account typically earns a higher yield than savings or checking, yet offers many of the same conveniences of each. Our money market account is structured in tiers that provide room for growth. Dividend earnings increase with each level. Investments start at $2,500. Money market accounts are easily accessible and secure.

Max APY: 0.30% Min Deposit: $2,500.00 Max Deposit: $249,999.99

Share Savings

This is the initial account you open to become a member. An initial deposit of $5.00 is all you will need to give you access to all of our products and services.

APY: 0.04% Min Deposit: $5.00

Special Savings

This savings account is available in addition to your membership savings account. Put money aside for any reason. Taxes, a new car, unexpected bills. The special savings has no set term, earns dividends, has a low minimum balance of $5.00.

APY: 0.04%

3 Month Certificate

Earn higher-yielding dividends with certificates. Invest as little as $500 and choose from a variety of terms. It's a convenient, safe way to maximize your savings. Plus, if you open either a CD or IRA with an initial balance equal to or greater than $50,000.00 you will receive a rate of one tenth of a point (.10) higher than the posted rate.

Max APY: 0.20% Min Deposit: $500.00

8 Month Certificate

APY: 0.85% Min Deposit: $10,000.00

6 Month Certificate

Earn higher-yielding dividends with certificates. Invest as little as $500 and choose from a variety of terms. It's a convenient, safe way to maximize your savings. Plus, if you open either a CD or IRA with an initial balance equal to or greater than $50,000.00 you will receive a rate of one tenth of a point (.10) higher than the posted rate.

Max APY: 0.20% Min Deposit: $500.00

12 Month Certificate

Earn higher-yielding dividends with certificates. Invest as little as $500 and choose from a variety of terms. It's a convenient, safe way to maximize your savings. Plus, if you open either a CD or IRA with an initial balance equal to or greater than $50,000.00 you will receive a rate of one tenth of a point (.10) higher than the posted rate.

Max APY: 1.01% Min Deposit: $500.00

18 Month Certificate

Max APY: 0.20% Min Deposit: $500.00

48 Month Certificate

Max APY: 0.20% Min Deposit: $500.00

15 Month Special CD

15 Month Special CD

APY: 1.01% Min Deposit: $500.00

24 Month Certificate

Earn higher-yielding dividends with certificates. Invest as little as $500 and choose from a variety of terms. It's a convenient, safe way to maximize your savings. Plus, if you open either a CD or IRA with an initial balance equal to or greater than $50,000.00 you will receive a rate of one tenth of a point (.10) higher than the posted rate.

Max APY: 0.20% Min Deposit: $500.00

36 Month Certificate

Earn higher-yielding dividends with certificates. Invest as little as $500 and choose from a variety of terms. It's a convenient, safe way to maximize your savings. Plus, if you open either a CD or IRA with an initial balance equal to or greater than $50,000.00 you will receive a rate of one tenth of a point (.10) higher than the posted rate.

Max APY: 0.20% Min Deposit: $500.00

60 Month Certificate

Earn higher-yielding dividends with certificates. Invest as little as $500 and choose from a variety of terms. It's a convenient, safe way to maximize your savings. Plus, if you open either a CD or IRA with an initial balance equal to or greater than $50,000.00 you will receive a rate of one tenth of a point (.10) higher than the posted rate.

Max APY: 0.20% Min Deposit: $500.00

APY (Annual Percentage Yield)

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Funding

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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.

Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.

This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Do you have any beneficiaries?

Yes

No

Do you have another applicant?

Yes

No

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information