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New Membership

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Eligibility
Select branch location
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
Select your eligibility
I live, work, worship, volunteer, or attend school in Rockland County, NY.
Please indicate relationship:
I live, work, worship, volunteer, or attend school in Bergen County, NJ.
Please indicate relationship:
I am a New York State Employee and work within the five New York City boroughs. Please indicate borough.
I am an immediate family member of an existing member. Please indicate relationship
.
I am a member of Local 1212 IBEW AFL-CIO NYC
I am an employee of USA Networks in NYC
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Available Products
Basic Checking

Looking for a basic checking account? Our Basic Checking is easy to use.

High Yield Checking

High Yield checking is a free checking account that earns dividends, if monthly qualifications are met.

Max APY: 3.00% Min Deposit: $25.00 Max Deposit: $10,000.00

Cashback Rewards Checking

Cashback Rewards checking is a free checking account that helps you earn cashback rewards on debit card purchases, if monthly qualifications are met.

Money Market

A money market account typically earns a higher yield than savings or checking, yet offers many of the same conveniences of each. Our money market account is structured in tiers that provide room for growth. Dividend earnings increase with each level. Investments start at $2,500. Money market accounts are easily accessible and secure.

Max APY: 0.30% Min Deposit: $2,500.00 Max Deposit: $249,999.99

Share Savings

This is the initial account you open to become a member. An initial deposit of $5.00 is all you will need to give you access to all of our products and services.

APY: 0.04% Min Deposit: $5.00

Special Savings

This savings account is available in addition to your membership savings account. Put money aside for any reason. Taxes, a new car, unexpected bills. The special savings has no set term, earns dividends, has a low minimum balance of $5.00.

APY: 0.04%

3 Month Certificate

Earn higher-yielding dividends with certificates. Invest as little as $500 and choose from a variety of terms. It's a convenient, safe way to maximize your savings. Plus, if you open either a CD or IRA with an initial balance equal to or greater than $50,000.00 you will receive a rate of one tenth of a point (.10) higher than the posted rate.

Max APY: 0.20% Min Deposit: $500.00

8 Month Certificate

APY: 0.85% Min Deposit: $10,000.00

6 Month Certificate

Earn higher-yielding dividends with certificates. Invest as little as $500 and choose from a variety of terms. It's a convenient, safe way to maximize your savings. Plus, if you open either a CD or IRA with an initial balance equal to or greater than $50,000.00 you will receive a rate of one tenth of a point (.10) higher than the posted rate.

Max APY: 0.20% Min Deposit: $500.00

12 Month Certificate

Earn higher-yielding dividends with certificates. Invest as little as $500 and choose from a variety of terms. It's a convenient, safe way to maximize your savings. Plus, if you open either a CD or IRA with an initial balance equal to or greater than $50,000.00 you will receive a rate of one tenth of a point (.10) higher than the posted rate.

Max APY: 1.01% Min Deposit: $500.00

18 Month Certificate

Max APY: 0.20% Min Deposit: $500.00

48 Month Certificate

Max APY: 0.20% Min Deposit: $500.00

15 Month Special CD

15 Month Special CD

APY: 1.01% Min Deposit: $500.00

24 Month Certificate

Earn higher-yielding dividends with certificates. Invest as little as $500 and choose from a variety of terms. It's a convenient, safe way to maximize your savings. Plus, if you open either a CD or IRA with an initial balance equal to or greater than $50,000.00 you will receive a rate of one tenth of a point (.10) higher than the posted rate.

Max APY: 0.20% Min Deposit: $500.00

36 Month Certificate

Earn higher-yielding dividends with certificates. Invest as little as $500 and choose from a variety of terms. It's a convenient, safe way to maximize your savings. Plus, if you open either a CD or IRA with an initial balance equal to or greater than $50,000.00 you will receive a rate of one tenth of a point (.10) higher than the posted rate.

Max APY: 0.20% Min Deposit: $500.00

60 Month Certificate

Earn higher-yielding dividends with certificates. Invest as little as $500 and choose from a variety of terms. It's a convenient, safe way to maximize your savings. Plus, if you open either a CD or IRA with an initial balance equal to or greater than $50,000.00 you will receive a rate of one tenth of a point (.10) higher than the posted rate.

Max APY: 0.20% Min Deposit: $500.00

APY (Annual Percentage Yield)
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Funding

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Funding
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
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Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
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Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information